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Managed Investing Made to Grow Your Wealth

We'll build you a smart, sophisticated investment portfolio designed to help you achieve your goals.

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Reliable and diversified
Reliable and diversified

Your money is invested in a wide range of asset classes across the market. It's a time-tested way to help maximize returns while minimizing risk.

Made for modern investors
Made for modern investors

Get access to rare, innovative investing opportunities without high fees. Enjoy intuitive tech and get human help along the way and helps you invest without compromising.

Supported by experts
Supported by experts

Our in-house investment team will customize a portfolio to suit your risk tolerance and goals. They keep a close eye on market trends and opportunities, so you don’t have to.

Invest with Confidence

Silvi Woods, Advisor, CFP® (Certified Financial Planner), CIM® (Chartered Investment Manager)

Silvi Woods, Advisor, CFP® (Certified Financial Planner), CIM® (Chartered Investment Manager)

Withstand highs and lows

We don’t try to predict the market. Instead, we invest your money in different assets that perform well at different times. Resiliency is built right in.

Make the most of your money

In the background, we’re taking care of the little things that make a big difference, like asset allocation, rebalancing, and dividend reinvestment.

Trusted advice, any time

Our advisors are here to help at every stage of your money journey — and as fiduciaries, they'll always put your financial best interests first.

Lower Fees Help You Keep More of Your Returns

Lower Fees Help You Keep More of Your Returns

You cant control the market but you can control the fees you pay. Mutual funds in Canada charge 2% a year. We only charge between 0.2%* and 0.5%.

Investing that Fits Your Goals and Values

Investing that Fits Your Goals and Values

Well get to know you and what youre saving for, then we
place you in a portfolio that helps you get there.

Well get to know you and what youre saving for, then we
place you in a portfolio that helps you get there.

Classic Portfolio
Classic Portfolio

Smart and diversified, built for long-term growth in fluctuating markets with a wide range of low-fee ETFs.

Make me a portfolio
Make me a portfolio
Make me a portfolio
Make me a portfolio
Socially responsible investing
Socially responsible investing

Invest in socially responsible companies across the globe, so you can grow your wealth while creating the world you want.

Start Investing
Start Investing
Start Investing
Start Investing
Halal investing
Halal investing

Invest according to your faith with Canada’s first ever Shariah-compliant ETF, certified by Islamic scholars and verified with a Fund Fatwa.

Start Investing
Start Investing
Start Investing
Start Investing

Invest Beyond Public Markets

Invest Beyond Public Markets

Our alternatives investing program is exclusively available to qualifying Wealthsimple clients. Its where you get unprecedented access to opportunities traditionally reserved for industry insiders and the ultra-wealthy.

Our alternatives investing program is exclusively available to qualifying Wealthsimple clients. Its where you get unprecedented access to opportunities traditionally reserved for industry insiders and the ultra-wealthy.

Private Credit
Gain added protection against downside risk and earn a targeted 9% monthly yield (after fees), when you invest in private lending.
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Private Equity
Invest in privately held companies, and you'll have the potential to outperform the stock market.
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Always Here to Help

Sunmeet Hanspal, Advisor, CIM® (Chartered Investment Manager)

Sunmeet Hanspal, Advisor, CIM® (Chartered Investment Manager)

Learn as you go

Find answers to your investing questions in our help centre, personal finance magazine, or right in the app.

Talk to us any time

Our support team is available by phone, chat, or email 7 days a week to answer any questions about your account.

Speak to an advisor

Premium and Generation clients have access to a dedicated advisor. They’re here to answer your money questions, no matter how complex.

Move your money to Wealthsimple, we'll give you back the transfer fees

Move your money to Wealthsimple, we'll give you back the transfer fees

We'll automatically reimburse the transfer-out fees charged by your brokerage when you move at least $15,000 to us. Conditions apply.

Contact our team
Contact our team
Contact our team
Contact our team

Account Types that Help You Save Money

Retirement

Education

Home

All

RRSP

Registered Retirement Savings Plan

Registered Retirement Savings Plan

Registered Retirement Savings Plan

Registered Retirement Savings Plan

A tax-advantaged retirement account for individuals or couples. Contribute up to 18% of last year’s income or a max of $31,560 Reduces your tax bill, and earnings on investments are tax-deferred until withdrawal
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Learn more
Learn more
Learn more
TFSA

Tax-Free Savings Account

Tax-Free Savings Account

Tax-Free Savings Account

Tax-Free Savings Account

A flexible account that lets you invest and save tax-free. Contribute a lifetime value of $95,000 Withdraw funds any time without any tax penalties
Learn more
Learn more
Learn more
Learn more
LIRA

Locked-In Retirement Account

Locked-In Retirement Account

Locked-In Retirement Account

Locked-In Retirement Account

A smart investment account to make the most of your pension. Your investments can still grow tax-free even though you aren’t contributing Ideal for keeping your retirement money off-limits until you really need it
Learn more
Learn more
Learn more
Learn more

Get More as Your Wealth Grows

Unlock access to benefits and rewards from one of our trusted partners, like Uber, Strava, Headspace, and more, when you have $200,000+ with us.

See All Benefits
See All Benefits
See All Benefits
See All Benefits

$1 in assets

Core
  • Core Automatic portfolio rebalancin

  • Help from a real, friendly, human

0.5%

management fee

Open Your Account
Open Your Account
Open Your Account
Open Your Account

$100,000 in assets

Premium
  • Premium 20% lower management fee on your managed investments

  • Financial planning with an advisor 0.4% management fee

0.4%

management fee

Open Your Account
Open Your Account
Open Your Account
Open Your Account

$500,000 in assets

Generation
  • Generation All Core and Premium features

  • Dedicated team of advisors 0.2%* – 0.4% management fee

0.2-0.4%

management fee

Open Your Account
Open Your Account
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FAQs

What is Wealthsimple's investment strategy?

What is Wealthsimple's investment strategy?

What is Wealthsimple's investment strategy?

What is Wealthsimple's investment strategy?

What kind of returns should I expect?

What kind of returns should I expect?

What kind of returns should I expect?

What kind of returns should I expect?

How do I know which portfolio is right for me?

How do I know which portfolio is right for me?

How do I know which portfolio is right for me?

How do I know which portfolio is right for me?

Are my investments with Wealthsimple protected?

Are my investments with Wealthsimple protected?

Are my investments with Wealthsimple protected?

Are my investments with Wealthsimple protected?

How can I access the 0.2% management fee?

How can I access the 0.2% management fee?

How can I access the 0.2% management fee?

How can I access the 0.2% management fee?

Lets make your money make money

Join over 3 million Canadians who choose Wealthsimple
to invest, trade, save and more.

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Open Your Account
Open Your Account
Open Your Account

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© 2016–2024, Wealthsimple Technologies Inc. All Rights Reserved.For further details see our Legal Disclosures. By using this website, you accept our Terms of Use and Privacy Policy. For information about filing a complaint please visit How to File a Complaint.